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Retirees Swapping Bonds for SPYI ETF May Be Missing the Point
Many retirees are ditching bonds for a high-yield ETF paying nearly triple monthly income, but experts warn that misses bonds' core purpose.
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CNBC Releases Its Financial Advisor 100 Rankings for 2026
CNBC has unveiled its annual Financial Advisor 100 list, spotlighting the top-ranked advisors and firms heading into 2026.
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Seven Expert Tips for Downsizing Your Home in Retirement
Retirement downsizing can feel overwhelming, but the right strategy helps seniors shed possessions and simplify their lives with less stress.
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Supporting Aging Grandparents Boosts Health for Both Generations
Research shows involved grandparents live longer, and family members who help them age well also reap measurable well-being benefits.
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At 71 and Earning $108K, Is Continuing to Work the Right Call?
A 71-year-old still pulling a $108,000 salary questions whether working makes financial sense with $152,000 saved in retirement accounts.
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Reader Asks: Must I Alone Support a Struggling Cousin?
A burned-out relative seeks advice after shouldering solo financial and emotional support for a cousin, while his sister remains absent.
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One Woman's Journey From Social Security Fear to Investing Confidence
A self-taught investor shares how she broke free from a poverty mindset and learned to build wealth on her own terms.
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Should a 68-Year-Old Spend Half a 401(k) to Buy a Home?
A retiree weighs whether to tap half their 401(k) to purchase a home with a mortgage. Here's what financial experts consider.
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At 84 With $8M Saved, Are Roth Conversions Still Worth It?
An 84-year-old and his 77-year-old wife question whether Roth conversions make sense at their age with $8 million saved.
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Four Low-Cost ETFs That Can Cover Your Entire Portfolio
A carefully chosen four-fund ETF lineup can capture every major US market segment while keeping expenses nearly invisible.
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Sold a Rental at a $75K Loss? What to Know About Your Tax Options
A landlord who sold a rental property at a $75,000 loss is weighing whether to buy another property to offset a tax bill.
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Turning Retirement Savings Into Monthly Income Is the Real Challenge
Accumulating a nest egg is only half the battle. Converting savings into reliable monthly income stumps even diligent retirees.
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Should Retirees Pay Off a 2.9% Mortgage With Investment Funds?
A retired couple with $2.3M in investments weighs whether to liquidate assets to eliminate a $300K mortgage at a historically low rate.
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How to Retire on Florida's Gulf Coast at Age 59
Retiring early to Florida's Gulf Coast is possible at 59 with the right financial planning and lifestyle adjustments.
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Suspicious Email Invites From Friends: Phishing or Real?
Receiving unexpected email invitations from contacts can signal a phishing scam. Here's how to tell the difference before you click.
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Net Worth Benchmarks by Age for Financial Security in the U.S.
A new Aspen Institute benchmark reveals roughly three-quarters of Americans fall short of the wealth needed to prosper at every life stage.
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IRA First, Social Security Last: A Six-Figure Retirement Strategy
Retirees with $500K may gain six figures by drawing IRAs early and delaying Social Security, a sequencing strategy worth knowing.
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At 67 With a $140K Pension, Should You Delay Social Security to Age 70?
A 67-year-old retiree with a $140,000 pension weighs delaying Social Security to 70 to boost spousal survivor benefits after his death.
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Why Stock Pickers Keep Trying to Beat a Market They Know They Can't
Most active investors know the odds are stacked against them, yet they keep trading anyway. Here's how to manage that impulse without wrecking your portfolio.
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Retire at 67 With a Pension: Should You Delay Social Security to Age 70?
A 67-year-old with a $140,000 pension weighs delaying Social Security to boost his wife's survivor income after his death.
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7 Early Habits That Keep Adult Kids Talking to Their Parents
A parenting expert studied 200+ parent-child relationships and found key habits that build lasting communication between parents and children.
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At 73 and Still Working Full Time, Can You Avoid Social Security Taxes?
A 73-year-old full-time worker fears an unexpected tax bill on Social Security benefits. Here's what to know about the rules.
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Free Steak Dinners From Financial Advisers: Should You Go?
Retirees are fielding waves of adviser dinner invitations. Experts weigh the ethics and risks of attending for the free meal.
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DGRO vs. VIG: Which Dividend-Growth ETF Wins for Income?
Both ETFs target large-cap dividend growers at minimal cost, but index construction differences create meaningful divergence in outcomes.
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Child Expert With 5,000 Families Shares Top Parenting Rule
Child development specialist Siggie Cohen identifies a daily communication mistake parents make and explains how simple questions can transform family dynamics.
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Friend Sheltered a Homeless Man for 10 Years — Now Faces Eviction Dilemma
A woman who took in a homeless man as a live-in caretaker now wants him gone after a decade. The eviction process may be more complex than expected.
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How to Protect Your Inheritance When a Parent Remarries
An aging parent's new romance can reshape estate plans overnight. Here's how adult children can act early without appearing self-interested.
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How a Secure Retirement Portfolio Can Help You Live Longer
Financial security in retirement does more than protect savings — it may actually extend your lifespan by reducing chronic market stress.
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Why Maxing Out Your 401(k) Can Hurt You If You Carry High-Interest Debt
Securing your employer match is smart, but aggressively funding a 401(k) while carrying credit-card debt may cost you more than it gains.
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Retiring Abroad Looks Ideal, But Carries Major Hidden Risks
Thousands of Americans dream of retiring overseas, but the reality often brings unexpected legal, financial, and health challenges.
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Unequal Inheritance for Nieces and Nephews: Will It Cause Family Drama?
A childless person weighs leaving different inheritance amounts to nieces and nephews based on financial need, risking potential family conflict.
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Why Social Security Reform Leaves Women Behind
Women face greater poverty risk in retirement, yet Social Security policy debates often overlook their unique vulnerabilities.
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Retiring at 65? Why 5% 401(k) Contributions May Fall Short
A 53-year-old planning to retire in 12 years questions whether saving 5% in a 401(k) is sufficient. Experts say the answer matters urgently.
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Reverse Mortgage vs. Home-Equity Agreement at 70: Which Wins?
A 70-year-old single homeowner weighs two ways to tap home equity amid health and longevity concerns.
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Should You Tap Your 401(k) to Pay Off a Parent's Debt?
A reader weighs raiding retirement savings to clear a retired mother's $30,000 credit-card balance. Experts urge caution.
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Why Some Americans Are Choosing Renting Over Homeownership
A growing number of renters see leasing as a lifestyle choice, not a stepping stone to buying a home, reshaping what the American Dream means today.
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NY Couple Bought an Italian House for $13,000 After Leaving the US
Cassandra Tresl and Alex Ninman left New York City, relocated to Europe, and purchased a home in Abruzzo, Italy for just $13,000.
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Working in Retirement? Here's How It Affects Social Security Pay
Claiming Social Security early while still employed can trigger benefit withholdings, but retirees don't permanently lose that money.
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Social Security Overpayment Dispute: Can SSA Cut Your Benefits?
A beneficiary claims Social Security wrongly accused them of a $43,000 overpayment spanning seven years. Here's what you need to know.
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Grieving Mother Weighs Selling Home After Son's Unexpected Death
A single mother who recently bought a home is reconsidering the move after losing her son, who last lived there before his death.
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